Steps to Home Ownership Class

Repeats every week every Tuesday 4 times.
Tuesday, November 10, 2020 - 5:30pm to 8:00pm
Location:
Online & OSU Extension Office 428 W Liberty St Wooster, OH 44691
Contact email:
Contact name:
Melinda Hill
Contact phone:
330-264-8722

Ohio State University Extension in Wayne County and Wayne Metropolitan Housing Authority have been sponsoring Home Ownership classes for more than 20 years.  During that time more than 500 families have participated in the program and approximately 200 have successfully become home owners. This program meets the requirements for the CHIP, Housing Choice Voucher Home Ownership and USDA Rural Development programs.

Class Topics Include:

  • Home Buyer Decisions - Advantages/Challenges, Affordability, Lender Expectations, Fair Housing practices, Shopping for financing
  • Budgeting and Credit Management - Establishing a savings plan, Setting financial goals, Understanding Credit, Building and maintaining a credit record, Consequences of default
  • Home Inspections, Maintenance and Repair - Developing a maintenance plan, Hiring and dealing with a contractor
  • Home Buying Process - Making an offer/signing a contract, Arranging for insurance, Loan closing process.